Nowadays, you certainly are familiar with the term insurance. This is because, the publication of insurance companies to the community has been quite a lot. Some of you also must have become participants of insurance, especially those who work well as civil servants (Askes) and private employees (Social Security). Askes and Social Security is a basic insurance for workers.
One type of insurance that has existed since long is life insurance. The sense, to be a life insurance participants, someone who is a participant will get a certain amount of the insurance coverage will be able to be melted when he died. That is, the benefits of the insurance is to heirs.
The problem, though already know that life insurance is important, most people procrastinate to be a life insurance participants with a variety of reasons. Perhaps because of funding. The other reason, maybe because it was not necessary.
Time Right to Life Insurance
Well now, in fact when someone should have felt the need to become a participant of life insurance? Here are the times when someone should start thinking and become a participant of life insurance.
First, have a steady income that is enough to buy a premium. Can be started with the lowest premiums adjusted to income. Choose premium paid monthly rather than yearly. But if you have the ability to pay for a year at a time, of course it would be great.
Second, begin to settle. That is, if he is a husband, he has a family responsibility which must be satisfied their needs. That’s when he sought to insure his soul.
Third, a risky job. Could mean field work was risky, as well as other jobs. This is because, the true risk of not choosing the place. It could be someone working as a regular administrative staff, but to go to work he had to drive a motorcycle or vehicle every day, through the highway. This, too, there is a safety risk in it.
Third, earlier this better. Become participants of insurance at a younger age has its advantages, especially from the amount of the premium. Because usually when participants age insurance old when he signed up, the risk of disease also appeared, at the time to adjust the risk premium price.
Fourth, start to research the insurance company. Here’s what you need to do. Not having to wait visited and your insurance agent at the prospect. Before that, you can do research independently.
The information available lot. But most importantly, in choosing insurance is to choose a reliable company (can be studied testimonials of its customers in the Internet), the products according to the needs, and the amount of the premium according to ability.
At least that’s five things that the signs when you need to be a participant should have life insurance, as well as what should be done as a first step.